Facts that you should know EARLIER!

Fact 1: Most of the financial plan nowadays are focusing on protection for NOW only.
Check-> What is your fund value when you retired? Are you able to pay for it at that time?

Fact 2: Most of the saving plan nowadays doesn't covers CRITICAL ILLNESS.
Check-> Does it pay a lump sum when you are diagnosed with CRITICAL ILLNESS?

Fact 3: Most of the people nowadays are not prepared for retirement.
Check-> How much do you have when you retired?

Fact 4: Medical expenses (including treatment, medicine, living expenses etc) are getting more and more expensive.
Check-> What is your annual limit of your medical plan? Who will pay for your living expenses if you diagnosed with CRITICAL ILLNESS?

Here, I would like to provide you a simple solution.

This multipurpose plan
1) Pays when life insured is death, TPD or diagnosed with CRITICAL ILLNESS.
2) Increasing protection "++" to overcome the power of inflation
3) Can served as extra Medical fund
4) If you are healthy, it can serve as Retirement fund too!

The illustration is for 35 years old non smoker male.
<35 years old will enjoy higher coverage
>35 years old will enjoy lower coverage

No Worries=(Protection*Now*Future)+Saving
If you have "Protection for now", but you don't have "Protection for future"-> Little worries, you can use your saving. Not efficient though ;(
If you have "No protection at all" as well as "No savings"-> Will lead you to Terrible Experience