There is NO RUSH to cancel your Credit Cards before 1st January 2010 as RM50 service tax for principal credit and charge cards and a RM25 for supplementary cards would be imposed on the anniversary date of Credit Cards. But for NEWLY approved Cardmember after January 2010, the Service Tax will be charged to your account the same month the card is issued.
PETALING JAYA: Debit and petrol cards do not fall under the purview of the RM50 service tax imposed on credit or charge cards.
The Association of Banks in Malaysia said other cards not included were closed community charge cards used at workplaces, schools and clubs, as well as loyalty and e-money cards like Touch ’n Go.
“The service tax will be collected by banks and other card issuers from credit and charge cardholders and paid to the Customs and Excise Director-General.
“In this respect, the amount of service tax payable will be set out in the cardholders’ monthly statement separately,” it said in a statement yesterday.
The association added that the tax was chargeable when the credit or charge card was issued, on the anniversary date or upon renewal.
The tax will not be charged for replacement cards issued in connection with lost or spoilt cards and fraud.
“Banks and other card issuers are allowed to enter into arrangements where cardholders may apply for redemption or reward points or rebates they earn through using their cards for the payment of the service tax,” it said.
Member banks and other card issuers will be contacting their cardholders in respect of the imposition.
Starting Jan 1, there will be a service tax of RM50 a year on each principal credit and charge card, and RM25 on each supplementary card as announced in Budget 2010.
For enquiries on the service tax on credit or charge cards, contact toll-free hotline ABMConnect at 1-300-88-9980 from Monday to Friday or e-mail banks@abm.org.my.
Adapted from: http://thestar.com.my/news/story.asp?file=/2009/12/29/nation/5378573&sec=nation
(吉隆坡) 大馬銀行公會表示，從1月1日起，銀行及信用卡公司將征收服務稅，所征收的稅額將個別列在持卡者的月結單中。
“一旦銀行或信用卡公司發出信用卡或賒賬卡，服務稅將在週年使用期征收服務稅，或在更新信用卡及賒賬卡時征收服務稅。”
取新卡須付服務稅
大馬銀行公會發表文告說，若一名人士在明年1月20日取得新信用卡或賒賬卡（有效日期為1年，至2011年1月19日），那麼他在取得新卡時，必須繳付50令吉的服務稅。
公會舉例，若一名人士在明年3月8日取得一張為期5年的信用卡或賒賬卡（在2015年3月7日到期），那麼他必須在明年3月8日取得新卡時，繳付服務稅，並在往後每年的週年使用期繳付50令吉服務稅。
“至於現有的持卡者，若銀行或信用卡公司於去年5月18日發出為期5年的信用卡或賒賬卡 （2013年5月17日到期），那麼第一週年使用期，即2009年5月18日無須繳付服務稅，因為政府在明年1月1日起才開始征稅。這名持卡者在明年的5 月18日才須繳付50令吉的服務稅，至2012年5月18日。”
文告指出，轉賬卡（Debit Card）、汽油卡（由石油公司發出的卡如“汽油特惠卡”（fleet card）及Smart Pay）、在職場、學校及俱樂部使用的社區賒賬卡、忠誠客戶卡（如Bonus Link）及電子現金（如一觸即通卡）無須繳付服務稅。
“因遺失、損壞或信用卡遭盜用而取得的新卡，無須征稅。”
文告說，若信用卡或賒賬卡從普通卡提昇至金卡、被‘降級’（從金卡降至普通卡）、轉換卡（從回教卡改至傳統卡）等，都必須征收服務稅，除非新卡和舊卡的週年使用期相同。
任何詢問，可致電1-300-88-9980（週一至週五），或電郵至banks@abm.org.my。
Adapted from: http://www.sinchew.com.my/node/143927?tid=1
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