Get Paid With Higher Dividends! Up to 29% of your saving!

What is Retirement?

Retirement means stopped working and it is time to relax!

If you retire at age 55, how long will you go?
How much do your need when retirement?
When are you going to start saving for retirement?
How long will your savings last you?

Don't worry.
Here ING offers you I-Retire.

Description:
It is specially designed for Malaysian for early retirement planning!
 
Who should get it?
Everyone who wants to live comfortable at old age. (For age 18-45 only)

What are the benefits?  

• 20 years limited saving plan 
• Annual Cash dividends are payable starting end of 2nd policy year 
• Guaranteed retirement income starting age 55, all the way to age 85 as long as the policy remains in force. 
• Lump sum maturity benefit or Terminal dividends 
• 2 times more protection- Lump sum payment + 20 years family income
• Earn more than 20% dividends from your annual saving
  

How it works?
Start saving for 20 years.
Starting from end of 2nd policy year, your account will be declared cash dividends. You may cash out or leave it to accumulate interest.
For people younger than 34 years old, you may enjoy receiving cash dividends until age 54 although you have already finished saving for 20 years.
Starting age 55 to 85 years old, you will be given guaranteed annual retirement income+ cash dividends.
Protection: You are covered from death and total permanent disability. A lump sum payment will be payout in such event and a guaranteed family income will be payout for the following 20 years.
Optional protection: In case of critical illness, you do not need to save anymore while continue enjoying the benefits!

Example

• A 25 years old male, non smoker
• Yearly saving: RM 2443.73 (RM 213.83 monthly)
• 2nd policy year dividends until age 54: RM 600 (>20% of what you saved)
• Surrender value after 20 years: RM 59400 (Dividends payout) or RM 66873 (Dividends accumulated)
  
• Annual Retirement Income:  RM 1200 guaranteed+ RM 1800= RM 3000
• Maturity Benefit at age 85: RM 196000 (Cash dividends and Annual retirement payout) or RM  697000 (Cash dividends and Annual retirement accumulated)
  
• Protection: RM 24000+ 20 years Family income of RM 1200 (RM 24000)= RM 48000 
• Critical illness waiver
  

ALL it cost is ONLY RM 7 per day!